LHV hire-purchase

LHV hire-purchase makes it possible to pay for goods / services in instalments.

Complete an application here or at our shop, and we will provide you with a quotation straight away.

  • We will respond to your application within minutes.
  • Down payment starting from 0 euros.
  • Calculated based on the loan balance only.

You yourself can select a monthly payment amount and a repayment period that suits you.

Purchase amount 12 months 24 months 36 months 48 months
300 € 27 € 15 € 11 € 8€
500 € 45 € 24 € 18 € 14 €
1 000 € 91 € 49 € 35 € 28 €
3 000 € 272 € 147 € 105 € 85 €

 

This is a rounded sample monthly payment, if the interest rate is 15.9%. The eventual monthly payment is specified in the contract.

Conditions of hire-purchase

  • A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase goods or services.
  • Minimum applicant income EUR 250 per month.
  • Contract fee starting from EUR 19.90.
  • Term of contract up to 48 months.

LHV hire-purchase may also be used by a company that has been operating for at least one year. To do so, file an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to jarelmaks@lhv.ee, and an offer will be sent to you within three days, at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.

Additional information
Lhv.ee/jarelmaks
6802 700, 09.00 to 21.00 daily

Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the sales point or lhv.ee/jarelmaks and consult our expert.

The annual percentage rate of hire-purchase is 25.64% per annum on the following example conditions: cost of goods / services €650, down payment 0%, credit amount €650, interest rate 19.9% on the balance per annum (fixed), contract fee €19.90, and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is €819.

 

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